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中国人民银行、中国工商银行、中国农业银行、中国银行、中国建设银行、交通银行关于切实加强信贷管理依法催收银行逾期贷款的通知

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中国人民银行、中国工商银行、中国农业银行、中国银行、中国建设银行、交通银行关于切实加强信贷管理依法催收银行逾期贷款的通知

中国人民银行 中国工商银行 中


中国人民银行、中国工商银行、中国农业银行、中国银行、中国建设银行、交通银行关于切实加强信贷管理依法催收银行逾期贷款的通知





中国人民银行、国有独资商业银行各省、自治区、直辖市分行,深圳经济特区分行;
交通银行各管辖、直属分行;其他商业银行:
1998年5月,中国人民银行组织中国工商银行、中国农业银行、中国银行、中国建设银行和交通银行在广东进行了清理信贷资产、改进贷款分类试点工作(以下简称清分工作)。通过此次清分试点,基本摸清了广东地区贷款的实际风险状况,为进一步加强信贷管理、防范和化解信贷风险?
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婀岢孤涫?997年中央金融工作会议精神和中央[1997]19号文件精神,切实把加强信贷管理、依法催收银行逾期贷款作为商业银行当前一项中心工作来抓。为此,特作如下通知:
一、认真做好各项信贷管理的整改工作。各商业银行及其分支机构要针对信贷管理方面存在的问题,一件一件地分析原因,总结经验教训,一项一项地整改,每个问题都要落实到部门、落实到人,实行责任制,能够解决的问题要立即解决,一时解决不了的问题要制定计划,限期解决。
特别是对已形成重大金融风险的问题,各级行领导要亲自挂帅,制定强有力的措施,降低风险。对基层行的整改情况,各商业银行总行、分行要进行检查,不合格的要继续整改,并对整改不认真而出现金融隐患的追究领导责任。
二、区别对待、严格管理,采取切实措施依法催收银行逾期贷款,努力盘活不良资产。各商业银行及其分支机构要针对目前银行贷款本息的回收率普遍较低、不良贷款比例高的问题,制定措施,加强依法收贷。一是要摸清底数,对症施治。要准确掌握贷款占用形态,针对不同情况采取
经济、行政、法律等手段,逐户逐笔组织清收。二是要完善盘活不良贷款监测考核机制,对信贷资产以1997年底为界实行“新老划段,分类管理,双线考核”,根据不同时段,分清责任。对历史形成的不良贷款,“新官”要理旧账,努力采取措施逐步化解,要实行行长负责的盘活信贷资产
目标责任制,层层分解,明确目标,将盘活信贷资产的责任落实到部门、岗位及个人,严格考核、奖罚分明。对新发放贷款形成的不良贷款。严格执行贷款责任制度,各负其责,限期收回。三是对不良贷款中确实难以盘活的损失类贷款,按规定冲销呆账准备金。
各商业银行及其分支机构在清收逾期贷款中要按以下不同情况区别对待,做好扎实细致的工作:
(一)对于贷款逾期的,债权银行应立即向借款人和保证人发送催收通知书,并指派专人加强催收,依法收贷。
(二)对于生产经营正常,但由于生产季节性因素、资金周转暂时困难、生产周期与贷款期限不符等原因造成贷款不能如期归还的,债权银行可按规定通过办理展期等方式重新确定还款期限,并指派专人跟踪还款情况,保证贷款本息足额及时归还。
(三)对于有还款能力但缺乏还款意愿、故意赖账和恶意逃废银行债务、拖欠银行大量本息的借款人,债权银行可通过新闻舆论、列入关注名单、联合制裁等方式促使其归还贷款本息,必要时应依法进行起诉。对于符合申请支付令条件的,各金融机构应及时向有管辖权的人民法院申请支
付令,督促借款人偿还贷款本息。
(四)对于信贷管理中发现的担保无效贷款要积极采取补救措施,补办有关手续,或重新确定担保方式和签订担保合同,需要办理抵押登记的要到指定机关办理,确保担保合同的法律效力。
(五)对于因自有流动资金不足、短期内经营困难、暂时亏损等原因造成无力偿还银行贷款,但通过加强管理有望扭亏的国有企业,债权银行应积极通过提供信息、结算服务等方式帮助企业提高效益,必要时可按规定通过注入适量贷款,扶持企业好的产品、项目,增强其还贷能力,盘活
部分不良资产。
(六)对于确实经营管理混乱、扭亏无望、严重资不抵债的企业,债权银行应敦促企业加大改革力度,实现债务重组,必要时可依法处置抵(质)押物、追索保证责任,直至申请借款人破产清偿,把债权银行损失减少到最低程度。
(七)对于因企业改制中不规范行为形成的不良资产,要依法要求责任方承担责任。对于因超权超范围行为而形成的银行呆坏账,要根据国务院国发[1997]10号文件要求,债权银行不予核销,该损失由银行在其应上缴当地的营业税中抵扣。对于通过企业改制逃废银行债务,造成信贷资产
流失的单位和个人,债权银行要依法提起诉讼,要求重新落实债权债务关系和追究有关方面责任。
(八)对于借款人利用贷款挥霍浪费或携款潜逃使金融机构蒙受巨大损失的,债权银行要立即提起诉讼,请求法院保护债权人利益和追究有关责任人责任,将损失降至最低点。
三、切实加强基础管理工作,完善信贷档案管理制度,保证信贷档案的完整性和真实性。各商业银行及其分支机构要尽快制定和实施信贷档案管理规章制度,严格实行规范化管理,对档案中缺少的内容要及时补齐,特别是对贷款管理中发现的无效合同、无借据、担保手续不全等问题,
要一件件登记,一件件落实,该补的应重新补办。要制定贷后管理考核指标,信贷管理部门要定期对分支机构贷后管理进行检查,发现问题及时处理。要建立完善信贷统计台账和贷款管理责任制,加强对贷款的风险监测。特别是对银行私设账外账和违规经营等并账信贷资产,要实行逐笔登
记,建立专户档案,落实专人负责;对当前风险比较严重的分支机构要建立档案,加强管理,密切监视,控制风险。
四、建立和完善贷款风险管理制度,实现信贷管理规范化。各商业银行及其分支机构要结合金融改革和加强信贷管理要求,完善信贷制度,建立起以“三查”制度为基础的系列贷款风险制度。如贷款台账制度,授权授信制度,审贷分离制度,贷款集体审批制度,贷款跟踪检查、贷款提
前催收以及依法收贷制度,贷款风险管理例会制度,贷款企业资信评估及企业档案制度,贷款安全岗位责任制度等;各商业银行及其分支机构要根据业务需要分别设置贷款业务、管理、债权保全部门,专人专岗,不能兼岗或一人多岗;在办理信贷业务时严格按照业务流程、岗位权限以及行
使权限的条件进行,加强不同岗位、部门之间的相互监督、制约作用,实行对业务全过程的风险控制,杜绝各种违规行为的发生;要加强对担保贷款的审查和管理,按照《中华人民共和国担保法》有关规定到指定部门办理抵押登记,规范担保业务操作,增强贷款抗风险能力;要完善内部规
章制度,形成一套规范的、权威的、操作性强的内控制度,增强总体控制风险能力,将贷款的发放、管理建立在安全可靠的制度保证基础上。
五、积极参与企业改制工作,依法维护金融债权。各商业银行及其分支机构要根据国务院、中国人民银行、国家经贸委等部门颁布的《国务院关于在若干城市试行国有企业兼并破产和职工再就业有关问题的补充通知》(国发[1997]10号)、《国务院关于在国有中小企业和集体企业改制过
程中加强金融债权管理的通知》(国发明电[1998]4号)、《关于防止银行信贷资产损失的通知》(银发[1994]40号)等有关文件精神,积极参与企业改制工作,严格监督改制企业改制方案的制定、清产核资、产权界定和债务清偿等工作,防止改制企业将国有资产人为的低估和无偿量化分配给?
鋈耍煌奔忧坑胝棵诺墓低ê托鳎孕铡⑻臃弦姓竦南窒笠笆贝恚岢治蘼燮笠挡扇『沃址绞礁闹疲鹑谡ū匦胍婪涫担荒芤蚱笠蹈闹贫牙胝ㄕ窆叵怠⒓芸仗臃弦姓瘛6孕铡⑻臃辖鹑谡裱现氐牡厍髡ㄒ杏档投愿玫厍种Щ沟氖谛诺燃逗
透玫厍笠档男庞玫燃叮匾笨稍诮鹑谙低衬谌隙ǜ玫厍靶糯缦展刈⑶保忧看钌笈芾怼?
六、进一步加强信贷队伍建设,尽快实行信贷人员职业资格考试制度。各商业银行及其分支机构应根据本行特点和需要,着手培养和造就一支识宏观、懂政策、知法律、会管理、人廉洁的信贷队伍,做到数量充足、质量合格、结构合理,要结合当前的机构改革,将有能力、有敬业精神
和业务素质较高的人员充实到信贷部门。要尽快推行信贷人员职业资格制度,统一命题、统一考试、持证上岗。并定期进行考核、纵向交流、横向流动和岗位轮换,促进人才资源的合理配置和使用,使信贷工作迈上新台阶。
七、中国人民银行各级分支行要努力提高监管、服务水平,为商业银行加强信贷管理、依法催收逾期贷款创造一个良好的环境。中国人民银行各级分支行要将督促商业银行加强信贷管理、依法催收银行逾期贷款、维护金融债权工作作为金融监管的重要内容,充分发挥指导、协调与监督
作用;要高度重视企业改制过程中银行债权管理工作,加强对银行债权管理工作的领导,积极协调与财政、税务、司法等部门的关系,明确商业银行的债权人地位,对辖区内发现逃废银行债务行为要立即予以制止并上报上级行;要组织辖区内商业银行对悬空、逃废银行债务的企业联手实施
适当的信贷制裁措施,依法维护债权银行的利益;要继续推进“贷款证”制度,对借款企业的资产、负债、或有负债、开户以及还款记录等情况在商业银行内部公开,全面反映企业经营和信用情况,增进信息共享;要组织金融机构进一步加强对企事业单位开立账户的管理,严格执行中国人
民银行《银行账户管理办法》的规定,对企业多头开户要进行专项清理,防止企业利用“多头开户”逃废银行债务,为商业银行加强信贷管理、依法催收逾期贷款创造有利的条件。



1998年10月19日

Student:Dayong Zhou

dayong_77@hotmail.com


The Collectivizationa and De-collectivization in Rural China

周大勇 (Zhou,Dayong)

Abstract: the process of de-collectivization took place 25 years ago, however it was uncompleted, which determined that china has to make great effort to continue his rural reform, in order to liberate the peasant and the status of rural region as the Party promised. In China, the non-privatization reform occurred along with the de-collectivization was a uncompleted reform, which remains the defects of both collectivization and small-scale peasant economy, therefore it restricts the development of the rural society, however, the current system seems unable also reluctantly to change it. This paper intents to introduce the process of the collectivization and the most important rural reform in this century, namely the de-collectivization, the demonstrates the progression of de-collectivization, its characters as well as the problems left to be solve.
Keywords: collectivization De-collectivization collective ownership incomplete

Foreword
I am pleased that I am allowed to write the term paper about China. China was influenced by Marxism and walked in detour of history for half century. Before Marxism bankrupted in former Soviet Union and Eastern Europe countries, China had adopted a different way to reform from those countries. Because of the difference in aspects of historical evolution, political forms and natural environment, it’s hard to compare the rural society of China with these former socialism countries directly, also, the progression of collectivization and its end are different in two continents.
Rural china before collectivization
Collectivization was a mark system of the socialist state. Although in the era of Utopian socialism, Robert Owen for example has already attempted to set up the collective farm, but it wasn’t pursued by force strength of government. Even the founder of communism Marx didn’t agree that communism could be realized in undeveloped countries with extremely poor productivity . It was Russia, the serf country, in which Communist took power without adequate preparation; collectivization was implemented by force, in order to consolidate the rule in grass-root countryside. This experience has influenced China and Eastern Europe, because one of the merits of the collectivization lies in being easy to be managed, the other lies in being easy to deprive peasants.
China was a backward country, which suffered from ignorance and war for centuries. Throughout the centuries some 80 to 90 percent of the Chinese population were farmers and live in one of some 900,000 villages, which have an average population of from 1,000 to 2,000 people. Villages were not self-contained, self-sufficient units. Clusters of villages centered on small market towns, which linked them to the wider economy and society by providing not only opportunities to buy and sell but also opportunities for entertainment, information, social life, and a host of specialized services. The traditional Chinese elite, often referred to in English as the gentry dispersed across the country and often lived in rural areas, where they were the dominant figures on the local scene, normally ruled villages. Although they held land, which they rented to tenant farmers, they neither possessed large estates like European nobles nor held hereditary titles. However, they traditionally interpreted central policies and national values for villagers. As in feudal relationship, the peasants and gentry live depend on each other. Gentry provided land to poor peasants and tenant, and work with rich and middle peasants to secure the order in village, for instance opening school and building basic infrastructures to maintain there social status. In Chinese history, at the beginning of very dynasty, the land relationship between landlord and poor peasants were comparably fair, that meant, peasant have parcel farmland to live on. But land tended to be concentrated on end every dynasty, then there might be a peasant uprising led to a new dynasty and retribution of land. This is the basic clue of social evolution in China before communist period.
After the Chinese Communist Party came into power in mainland, it had to keep its promise, which it made during the period of war to encourage the peasant to join the army, that it would gave peasant their own land. The first major action took place from 1940s to early 1950s. June 1950, a new Land Reform Law of new People’s Republic was promulgated and stipulated nullification of the feudal land ownership system, and institutionalization of the system of land ownership by peasants, in which the Party sent agents to every village to carry out the land reform policy. This in itself was an unprecedented show of political power and the resolution of transform an old society. The reform was successful, because the peasants supported the policy; most of them had been waiting for the reform for long time. In the light of the reform law, land were redistribute from the landlords, land-owning trusts or wealthier families to the poor segments in the same village; village elites, who might be expected to go up against the Party and its programs were brought down; new leadership was established by poor peasants who showed the most loyalty to the party's goals; instead of kinship group or patron-client ties, class status became new relationship among villagers.
the process of Collectivization
However, the Party’s leaders were not satisfied with the privatization of land, at one hand, such ownership, according to the doctrine of socialism, should have been abolished in the state of socialism, at another hand, private ownership of small peasantry had no function of property accumulation for the country. At that time, in order to accelerate the construction of socialism, China had launched The First Five-Year Plan after the Soviet model; heavy industry development was profound stressed since the leaders of Communist Party regard socialist country as a country with developed industry sectors. However, the situation in early 1950s was not ideal for a new country. Pressing of needs for food in a country with burgeoning population, domestic capital for investment, and purchase of Soviet-supplied technology, capital equipment, and military hardware. To satisfy these needs, collectivize agriculture was put forward. Collectivization was regard as a method to turn countryside to stabile backing, which can be managed as semi-military and had rare contact with outside, so that the government could press the price of agricultural products by means of scissors difference between cities and countryside, and seize huge numbers of profit from agriculture economies to support the industrialization in city. At the same time, the government had already nationalized banking, industry, and even trade. Private enterprise was already virtually abolished in national wide.
Despite internal disagreement as to the speed of collectivization, preliminary collectivization was launched since 1952. China's peasantry saw Chairman Mao and the Communist Party as heroic much more than Russia's peasantry had seen Stalin and the Bolsheviks as heroes, and through 1956 the peasantry cooperated with the Party. There was none of the resistance and warfare that had accompanied the collectivization of agriculture in the Soviet Union.
The collectivization of agriculture was basically completed with the establishment of the people's communes in 1958. The People’s Commune system was defined as a unity of politics and production, in which all members of the commune jointly owned property. Essentially, the commune system was based on private contract of its members and the principle of voluntaries and mutual benefit, however, it turned out yet as coercive institutional arrangement, which was made by government with political power. In the movement to achieve the People’ s Commune, peasants had no choice whether or not to join.
Communes were designed as large, embracing scores of villages created by combining some 20 or 30 advanced producers' cooperatives of 20,000 to 30,000 members on average, in some cases the membership varied from as few as 6,000 to over 40,000. It was instituted as an organization with functions of the lowest level of local government and the highest level of organization in agricultural production. Communes consisted of three organizational levels: the central commune administration; the production brigade , and the production team, which generally consisted of around thirty families. This kind of institution was an organization of hierarchies, in which the commune acted as political unit and top manager, the brigades played role of co-coordinators between the commune and the basic production teams. The production team was basic units of production and accounting. Since the people’s commune system was a tool established to extract resources from agriculture sector for industrialization, as a result, it neglected peasants’ incentive completely. In order to let the people’s commune system run, the central government designed an relative effective mechanism to encourage managers in each hierarchy to work enthusiastically, yet, in each level, the managers were treated differently and there was a clear difference in aspects of identity and welfare between the managers of the commune and of the brigades or production teams.
The commune was defined as administrative organ and executed the central government’s orders, and paid from central government’s budget, therefore the managers in the level of commune were “state cadres” , that means they were formal governmental officials and got wage monthly. These state cadres could be promoted and became officials of governmental divisions in higher level. Brigades and production teams were collective economic organizations, their running expenses came from production teams’ tribute. Managers in brigades level were called “collective cadres” . They were remunerated in their own production teams according to their labor quotas. Their wage was paid in the form of products instead of money. Managers in production teams were“team cadres”, they were also members of the production team. They worked as peasant like their workmates, and were paid in products according to labor quotas. Team cadres could be promoted to collective cadres. Collective and team cadres had little possibilities to be promoted and became members of state cadres. Nevertheless, as collective and team cadres had some privileges. For example, collective managers had the power of assigning state’s delivery quotas and production tasks among production teams, they determined who could enrolled in state-owned factories, universities and army. The production team managers executed the power of assigning work and distributing products among collective members. Furthermore, in the period of many political movements and class struggles, the identity of cadre could protect their families, relatives and themselves from being denounced and bullied (Tan, 1999).
At beginning, the commune itself was decorated as the representation of socialist society and had all merits of public ownership. Although nearly all the private property had been deprived, peasants had to praise the new system profusely. it was true, most poor peasants found that their lives changed, by eating in the public dining they didn’t need to worry about their own budget anymore, and by working together, they were not necessary to try their best. Following propaganda appeared in newspapers everyday:
The public dining halls are distributed in a way that members need walk only a few minutes from their homes to take their meals. On the freshly whitewashed walls of the one on Shihfuchien Street, a typical establishment, there is a big slogan in red, which reads, "High Spirits for Higher Production!" Its kitchen, to which the visitor is drawn by the aroma of food and the clatter of pots, is managed by Tu Hsiu-chen, the first volunteer cook, who has since learned large-scale catering from the chef at one of the city's restaurants.
The walls of the spacious dining room are decorated with paintings, as a home might be. Its tables and chairs, though simple, are scrubbed to a shining cleanliness. The food is fresh and tasty -- vegetables are grown by the commune itself. The staff make a special point of studying the diet and preferences of old people, children, nursing mothers and members with ailments. There is a separate room for parents with small children, provided with low tables for the little ones.( People’s Daily, 1958)
However, in practice, this ideal, extremely centralized form commune didn’t keep running well in most areas. Very soon it became clear that in most cases the communes were too clumsy to carry out successfully all the managerial and administrative functions that were assigned to them. The cooperative led to low-efficiency, the advantages of large-scale productivity didn’t arrive as peasants anticipated, productivity began to drop and discontent emerged. The reason lies in insufficient utilization of resources and lack of incentive of peasants. At one hand, the output of cooperation comes from all members’ work, in which the tribute of single household is difficult to be measured. So that opportunism like shirking happened naturally very frequently. An effective way to prevent shirking is to have all members supervised, but the seasonal work and spatial diversity of agricultural productive activities make it difficult to totally supervise. At the other hand, although brigade and production team cadres were obliged to complete state’s planning and all kinds of deliveries, the control right and residual claim of the people’s commune system were in the state’s hand, these cadres at grass-level could not design any reasonable incentive mechanism to encourage peasants to work hard and produce according to reasonable natural condition, such as soil, irrigation and farm year. The way left for brigade and team cadres was to punish peasants by struggling against them or maltreatment. But the brigade and team cadres also belonged to members of production teams, they and their families lived in the same community with their subordinates as well, so punishing peasants could also make themselves in trouble. Moreover, under the property rights structure of the commune system, the rest of output was not belong to the commune, brigade or even production team, but to the governments of higher level. This made the supervisors’ effort unrelated to any reward. As a result, even the supervisor himself has not enough incentive to work and shirk himself sometimes. In a word, under such conditions of poor supervision, in which all the work was distributed equally among all members at the lowest level--production team, shirking became every member’s rational choice and further weakening the efficiency of the system (Lin,1990).
De-collectivization
To prevent peasants from slow down, shrinking and escaping in work, and assure the system could keep on moving, the party collected all productive equipments and forbid members in people’s commune engaging in private production and business on the one hand, and at same time deprived peasants’ right of migrating from countryside to city or between districts by means of household registration on the other hand. Nevertheless, such policies had no effect on improving incentive of peasants, but they formed at least political press on very member of people’s commune, because it turned out that everyone’s only routine is to stay in the commune and finish one’s task. Without the right to leave or get better than others, peasants commonly chose to work with little effort, e.g. a passive method, to evade production tasks assigned by leader. Little accumulation and shirking made countryside widely fall into poverty , rare rural region had good conditions to develop industry or to improve commerce, infrastructures went worse, productivity sank quickly. The most serious crisis for agricultural collectivization happened between 1959 and 1961. GNP decreased from 213.8 billion Yuan in 1958 to 180.0 billion Yuan in 1962, with an average annual reduction of 15.1% in gross industrial production value and an average annual reduction of 19.3% in gross agricultural production value from 1958 to 1960. Owing to the serious shortage of food, a great famine took place in the whole country and at least 30 million residents died (Tan, 2000). Discontent with such system broke out, in some areas, peasants didn’t want to relied so heavily on orders from above and made so little allowance for local conditions or local initiative. The severe crisis forced the Party to adjust their policies. From 1961 on, commune functions were reduced to administration and co-ordination, production team was confirmed as the basic unit of accounting, certain production decision making was delegated to production teams, which were allowed to retain some income to overcome problems of egalitarianism; households again allowed to have small private plots and sidelines for planting vegetables, and a limited opening markets for transaction between urban and rural areas. However, these adjustments didn’t mean to change the system of people’s commune, but only to prevent peasants from rebel. From 1966 to 1976 China suffered the disaster of Cultural Revolution , there were large institutional swings took place in this period, in which co-operative moved from small to large and from team to brigade to commune again, local free markets, sidelines and private plots was prohibited again, and political factors had a great influence on production decisions.
In late 1970s, after the Leader Chairman Mao passed away, the requirement for improving agricultural productivity came alive. Administrators in provincial-level units with extensive regions of low yields and consequent low standards of living began experimenting with new forms of tenure and production. To avoid frontal conflicts of wide scope with government’s policies and the main ideology, a gradual approach was adopted. The first step of reform was to divide the production team into groups and to fix yield quotas for each group. Each group signed a contract with production team, the contractual items included the conditions of using land, laborers, farm tools and draft animals, the expenditure, labor contribution, rewards for excessive labor contribution and so on. After completing the tasks assigned by the production team, the output could be distributed among work groups according to their labor quotas. And then, the further solution was put forward, namely the typical form of fixing quotas called “all-round contract”, which was initiated by a few brave peasant secretly in Fengyang county of Anhui province. this contract regulated, household was allowed to cultivated a certain parcel farmland in the group, if grain quotas assigned by the state and the collective accumulation were accomplished, the household could own all the residual output. In the light of the contract, peasants were given directly stimulation to produce. The experiment was deemed successful and popular, and it soon spread to all districts.
At another side, political situation was appropriate with the reform form below. In the Eleventh National Party Congress, held August 12- 18, 1977 proclaimed the formal end of the Cultural Revolution, blamed it entirely on the Gang of Four , and reiterated that "the fundamental task of the party in the new historical period is to build China into a modern, powerful socialist country by the end of the twentieth century." The reformer Deng Xiaoping was elected as vice chairman and back to political stage and suggested a series of reform plans, though many contradictions still were apparent, change of policy was regarded as necessary. Rehabilitations of Deng's associates and others sympathetic to these reform plans were stepped up. Not only were some of those purged during the Cultural Revolution returned to power, but also individuals who had fallen from favor as early as the mid-1950s were rehabilitated. It was a time of increased political activism.
In November 1980, the Central Committee of Communist Party of China issued the document Some Issues of Further Reinforcing and Improving the Responsibility System in Agricultural Production. This article manifest the first time that the Party accepted the production responsibility systems developing in practice. In the document fixed output quotas of farmland for each group and responsibility contracts in some specialized obligations were indicated, at the same time, the fixed output quotas for household was also regarded as positive. Under the encouragement of government’s policy and related support measures, plenty of production responsibility systems developed very rapidly in rural areas. In 1981, a wide deeper reform called fixing the contribute quote for each household (bao gan dao hu), which was much more radical, was implemented. In accordance to the system, all collective lands in production teams were to be distributed among households based on their population or laborers. The households could manage the lands, made production decisions by themselves, and bore the results. When tasks assigned by upper government and the collective accumulation, e.g. a certain quantity of grain and livestock, were completed, the remained products could be owned by the households and not distributed among members in the production team. Moreover, if the household made sure that they have enough ration, they had right to sell the left grain to state owned agricultural enterprises or consume them as they want, usually feeding livestock or making wine for example. That meant the model from Fengyang was finally admitted by Party. In October 1983, the Party and the State Counsel issued the document Notice of Separating the Co-operative from Politics and Setting Up the Township Government and required the cooperative to separate from local government. The act ordered that the people's communes were replaced by administrative townships. By the end of 1984, 98% of production teams had taken the reform of Household Responsibility System. It was until then, the collectivization system was dismantled completely.
Some Characters of De-collectivization and Problems left
No restitution
Yet, de-collectivization and the implement of the household responsibility system is neither a reform of the ownership of land nor a process of privatization. As we have mentioned above, after the Communist Party set up its own government in 1949, it started land reform and distributed lands to the poor from landlords and rich peasants. Peasant acquired parcels of land according to the labor forces, then land were registered under name of each household. Before the eve of collectivization, most of lands in rural China were legally privately owned. But when de-collectivization began, peasants did not get back their former lands again. The household responsibility system only distribute the right of manage and benefit of lands among households according to their population or laborers. So, the de-collectivization in China did not like that in most of East European countries such as Bulgaria, Czech, Hungary, Poland, Romania and Slovakia, but like that in Albania. That is to say, there was no restitution of land. However, in former East European Countries, whether restitution was implemented or not, the de-collectivization had symbiosis with privatization. In China, although during the process of de-collectivization there were in reality some opinions that lands should be restituted, such voices were not accepted, nor even discussed.
The reasons why restitution of land in the de-collectivization of rural China did not happen may lie in some historic reasons. First of all, although peasants in China had private ownership over lands before the collectivization, large percent of peasants owned farmlands that did not belong to them before, they obtain them from political transformation. Theoretically, violence can’t consist the legal reason of transfer of ownership over real estate, therefore even after the terrorize during the land reform at beginning of 1950s, the private ownership of lands, which was made out by the communist government, had not yet became stable and commonly accepted. However, the former landlord class had rooted off during the political movement, land contacts and register books of land title had been destroyed, no one dare to challenge the power of Communist Party anymore. Since the collectivization began soon after the land reform, the new established owner relationship was broken again, when de-collectivization came about, without supports from the central government, most of peasants only took the household responsibility system as another chance of equally distributing lands, just like the land reform in 1949. As to descendants of former landlord class, they might have not forgotten the experience of their poor ancestors’: claiming private right before the Party which regarding public ownership as universal truth is a dangerous deal.
Secondly, different from most country in former communist east European countries , in which farmers’ nominal ownership of lands was remained, even though their lands were requisitioned in collective farms without any payment, and so that it was easy for peasants in these countries to take back the land when the collective farms went over. On the contrary, in China, private ownership of land was totally abolished as soon as the people’s commune system was set up, after 20 years, the collective ownership had already fest basis. As a result, the transaction costs of restitution so high as to wipe it out. That means, even a peasant want to take back the former farmland which belonged to them, it’s very hard to him to collect the relevant evidences to support his claim, moreover, there was no legal justice process to support such application. So normal farmer would rather to accept the Household Responsibility System.
Finally, the key reason lies in the socialism system itself. Even though the Communist Party of had poor performance in leading the country and its people to wealth and happiness during socialist revolution, Chinese people have taken socialism as the characteristic of the country for grant, after all the slogan “ Socialism saved China” has been deeply impressed. So that even after the Culture Revolution, most people still propped up the Party. The Party led the rural reform and decided the de-collectivization. However, the reform is a “liberation of the rural productivity”, which suit the requirement of the Party. Because the Chinese Communist Party insisted that his mission is to realize socialism, and socialism is based on public ownership system. Collective ownership was deemed as one form of public ownership in rural regions, so that as China kept on the road of realizing socialism, “land in rural areas belong to collective” was certainly remained after rural reform, and regulated in the Constitution of 1982, which is valid till now.
At the time of de-collectivization, the dissolution of people’s commune and the wide implement of responsibility system were regard as a great innovation. According to the statistic, The Household Responsibility System did bring about a more prosperous agriculture in China. From 1978 to 1984, grain output in China increased at an annual average rate of 5% and the gross value of agriculture by 7.7% (Lin, 1997). In contrast with former European countries, the de-collectivization seems bring more benefit to Chinese peasants at beginning. So that at that time, rare peasant did realize that such a reform without transformation of ownership was incompletely. However, The natural shortcomings of the de-collectivization would surely bring a series of problems.
institutional problem: land distribution
As we showed above, the de-collectivization ran smoothly and the introduction of Household Responsibility System has got a great success, although it could not address everything as only an institutional innovation. After several years of practice, it has been already proved that there are a number of weaknesses and limitations remained from the incompletely de-collectivization. One has to confirm, that the collective ownership and contract system led to the inequity in both economic and political features.
In economic view, during the de-collectivization, farmland was distributed to individual households in form of fragmented farming units. The principle of land distribution was derived directly from collective ownership. Farmland in a village was owned by all of its members collectively. As a result, every member had equal right to claim on distribution of the land according to certain norm, which was based primarily on the size of the peasant family. In reality of China with abundant population and limited land, the amount can be distributed to each household was very small. Moreover, land differed from each other in terms of soil fertility, irrigation conditions, location and so on. In many cases, a household had to obtain pieces of land from each of the grades. as a result, the sum was not only insufficient but also disjointed and scattered around villages. Large areas of cultivated land were wasted in the form of paths and boundaries separating households' contract field. A survey conducted by the Chinese Ministry of Agriculture indicated that in 1986, among 7983 sample villages from 29 provinces, average cultivated area per household was 0.466 ha (7 mu) fragmented into 5.85 plots, each plot on average 0.08 ha (1.2 mu) (Ministry of Agriculture of China, 1993) . This fragmented structure of family farming has remained largely untouched after implement of contract system and has detained the possibilities of using relatively advanced mechanical agricultural equipment and infrastructures.
Under such system, farmers turned to be short-term in action. According to the distribute rule of land in household responsibility system, land is to distribute depended only on villager status, babies and villagers' new-comer such as newly married bride from other villages were all eligible claimants, which having equal rights to share equal amounts of land in this village; on the contrary, when a villager left or died, the right of land claim would automatically withdraw. As population increased, villages had to readjust the distribution structure, which further subdivided the farmland . The endless redistribution of farmland resulted in many problems, including: 1) the situation of a small and fragmented farming structure further deteriorated; 2) worrying about the risk of losing their land as well as investment, farmers had little incentives to improve land conservation and agricultural infrastructure - irrigated land, one of the most significant components of agricultural infrastructure in China, remained almost unchanged during the 1980s; 3) farmers over-exploited the soil to pursue short-term profits; 4) the course of land redistribution was also costly, it required labor and time in organization and execution. (Chen, 1999)
Another problem is that farmland was generally badly endowed with the appropriate human capital. Since egalitarianism was the general leading principle rule, which gave little consideration to interfamily differences such as labor capability, education and individual preference . As a result, some large households with a incomplete labor force could have comparably much more land to cultivate, meanwhile other smaller households, above all those specialized in agriculture, could have only inadequate land for full employment. Such kind of problem was much worse in rural areas experiencing rapid township or village industry and urbanization. In those region there was often deterioration in the agricultural labor force since most of capable labors tended not to work at home as a farmer. There were many who did not give priority to cultivation and at times even let the land lie unused. Consequently, the farmland was underutilized .
Upon preceding analyzing, we can see that, in order to pursue egalitarianism on surface in distribution of land, in the process of the de-collectivization sacrificed economic efficiency. Thus, if the land was private, then those difference arouse from distribution will decease after enough time, because the free market will lead to equal efficiency through the choose of market. However, such political background lacked from beginning on, so that the shortcoming of a non-privatization de-collectivization can’t be corrected or even be enlarged because of problem of political system.
One of the main reason is political structure over the collective ownership. First at grass-root level, it was usually the village head, who takes the power to decide distribution since decentralization. So that the cadre family or their relations will surely benefit from the distribution. Having a cadre in the family seems to be a certain prerogative in using their political status to accumulate wealth. At one hand, Village cadres may allocate more fertile parts of the village land to themselves and determined more favorable grain sales quotas for themselves. And also, cadres have more opportunity to build personal relationship with higher level and other important departments, rural credit banks or transportation companies for example, so that they have more chance to obtain material benefit than normal peasants. As we see, most of collective enterprises and private economies in rural areas have tight relationship with local governments, at the basic level, with villager cadres, most rural enterprisers are villager leader themselves. Furthermore, cadres and their relations generally tend to break the policy of birth control, because they are capable to support more family members, and their kin will strengthen their economic and political power in return.
At another hand, though according to the election regulation of rural cadre in china, these village cadre should be elected directly by villagers, who have common interest in the community, this rule has been almost never put into practice. Under one Party system and public ownership system, all important resources are gathered in the Party’s hand, as a result, instead of election, the opinion from higher level plays a significant role, in order to carry ort the policy of Party efficiently. In fact, two factors determine the candidates in appointment of village head, one is the relationship with official of higher level, and the other is kinship. Consequently, cadre family takes all advantages to maintain their power and status through such appointment. So, cadres in rural China don’t represent the benefit of their village members, but the power of the Party as well as the family, there is no possibility for peasants to claim equality or save their from suffering as a peasant.
In a word, after a short flourish in rural China, which came along with the de-collectivization and the implement of Household Responsibility System, most peasants have to face the irrational occupation and distribution system of farmland and the political system, which is impossible to change. Besides there was strict limitation prevent peasants from abandoning their responsible land and rushing into cities, so that the peasants found it is hard to change their situation or turn it more better and free. This may explain why in rural china exists always the tendency of over population but the income of household began to decrease only after less than 10 years from the de-collectivization. As a result, land reform in China has emerged as a difficult issue in rural areas of exchange between social equality and economic efficiency. It seems obvious that since the mid-1980s the wide rural society has been caught in this predicament: where social equality or equity worsened, and at same time economic efficiency held back.. According to statistics, average net income in countryside has been slowed down for years. In 2000, the household average income only reached 272 dollars, but the Gini coefficient in China base in urban and rural areas rose from 0.21 in 1978 to more than 0. 46.

淄博市殡葬管理条例

山东省淄博市人大常委会


淄博市人民代表大会常务委员会公告【十四届】第3号



  《淄博市人民代表大会常务委员会关于修改<淄博市土地监察条例>等六件地方性法规的决定》已由淄博市第十四届人民代表大会常务委员会第二次会议于2012年6月28日通过,并经山东省第十一届人民代表大会常务委员会第三十二次会议批准,现予公布,自公布之日起施行。
    
淄博市人民代表大会常务委员会
2012年8月2日



淄博市殡葬管理条例


1999年9月24日淄博市第十一届人民代表大会常务委员会第十二次会议通过 1999年l0月25日山东省第九届人民
代表大会常务委员会第十一次会议批准 1999年10月25日淄博市人民代表大会常务委员会公告公布 
根据2004年6月23日淄博市第十二届人民代表大会常务委员会第九次会议通过并经2004年7月30日山东省第十届人
民代表大会常务委员会第九次会议批准的《淄博市人民代表大会常务委员会关于修改<淄博市水土保持若干规定>等六件地方性法规的决定》第一次修正
根据2012年6月28日淄博市第十四届人民代表大会常务委员会第二次会议通过并经2012年8月1日山东省第十一届
人民代表大会常务委员会第三十二次会议批准的《淄博市人民代表大会常务委员会关于修改<淄博市土地监察条例>等六件地方性法规的决定》第二次修正


第一章 总 则


  第一条 为了加强殡葬管理,推进殡葬改革,促进社会主义精神文明建设,根据国务院《殡葬管理条例》,结合本市实际,制定本条例。
  第二条 本市行政区域内的殡葬活动、殡葬服务和管理,适用本条例。
  第三条 殡葬管理工作坚持实行火葬、破除丧葬陋俗、文明节俭办丧事的原则。
  尊重少数民族的丧葬习俗。自愿改革丧葬习俗的,他人不得干涉。
  第四条 市、区(县)民政部门负责本行政区域内的殡葬管理工作。
  公安、建设、交通、卫生、环境保护、土地管理、工商行政管理等部门应当配合民政部门共同做好殡葬管理工作。
  文化、新闻出版、广播电视等部门应当采取多种形式,开展移风易俗的宣传教育工作。
  乡(镇)人民政府和街道办事处应当做好辖区内的殡葬管理工作。



第二章 殡葬设施及殡葬用品管理
 


  第五条 市、区(县)人民政府应当制定殡葬设施建设规划,将新建和改建殡仪馆(含火葬场,下同)、公墓(含骨灰堂等骨灰安放设施,下同)等纳入城乡建设规划和土地利用计划。
  第六条 建设殡葬设施应当根据全市殡葬设施建设规划,履行审批手续:
  (一)新建和改建殡仪馆,由市、区(县)民政部门会同有关部门提出方案,报同级人民政府审批;
  (二)农村为村民设置的公益性墓地应当经乡(镇)人民政府审核同意后,报区(县)民政部门审批;
  (三)建设经营性公墓,由区(县)民政部门会同有关部门提出方案,经市民政部门审核同意后,报省民政部门审批。
  第七条 禁止在下列区域建造坟墓:
(一)耕地、林地;
(二)城市公园、风景名胜区、文物保护区;
(三)水库、河流堤坝附近和水源保护区;
(四)铁路、公路主干线两侧500米内;
(五)城市总体规划区内的建成区及村镇规划区范围内。
  前款规定区域内现有的坟墓,除受国家保护的具有历史、艺术、科学价值的予以保留外,应当限期迁移或者深埋不留坟头。
  第八条 禁止建立和恢复宗族墓地和宗族祠堂。禁止建立寿穴。禁止在公墓以外建造坟墓、树立墓碑。
  第九条 殡葬设备必须符合国家规定的技术标准,禁止制造、销售不符合国家技术标准的殡葬设备。
禁止沿街露天经营摆放花圈等殡葬用品。
  第十条 禁止制造销售封建迷信殡葬用品及棺材等土葬用品。
  第十一条 殡葬服务单位应当加强对殡葬服务设施、设备的管理,保持殡葬服务场所和设施、设备的整洁、完好,建立消毒制度,防止环境污染和疾病传播。


第三章 殡葬活动管理


  第十二条 殡葬活动不得妨碍社会公共秩序、危害公共安全、侵害他人合法权益,不得借机敛财、搞封建迷信活动。
  禁止在广场、学校、医院、住宅小区、城乡道路、林地搭设灵棚、停放遗体(医院太平间除外)和抛撒、焚烧祭祀品。
  第十三条 死者有亲属的,亲属是丧事承办人;死者有亲属又有工作单位的,单位应当协助丧事承办人办理丧事。死者没有亲属的,其生前工作单位或者临终居住地的村(居)民委员会是丧事承办人。
  第十四条 村(居)民委员会的殡葬服务组织应当帮助村(居)民文明节俭办丧事。
  第十五条 在本市死亡的,遗体应当就近就地火化。遗体火化时,正常死亡的,丧事承办人应当持国务院卫生行政部门规定的医疗机构或者死者所在村(居)民委员会出具的死亡证明;非正常死亡的,丧事承办人应当持公安机关或者司法机关出具的死亡证明。
  遗体火化后,殡仪馆应当向丧事承办人出具火化证明。
  第十六条 丧事承办人应当自知道死者死亡之日起三日内通知殡葬服务单位将遗体运至殡仪馆。
  无名遗体、无主遗体由公安机关通知殡仪馆接运。涉及刑事案件的遗体由公安机关或者司法机关通知死者亲属或者殡仪馆接运。
涉及医疗事故死亡及捐献的遗体按照国家有关规定办理。
  第十七条 运送遗体应当采用封闭式专用设施,确保卫生,防止环境污染。
  遗体运送由殡仪馆或者乡(镇)、村殡葬服务组织承办。其他单位和个人不得从事以营利为目的的遗体运送业务。
  第十八条 运至殡仪馆的遗体应当及时火化。对死因难以确定的遗体,经区(县)以上公安机关或者司法机关批准,可以暂缓火化,但存放时间一般不超过九十日。逾期不办理火化手续,又不续办暂缓火化手续的,经所在区(县)公安机关或者司法机关批准后予以火化。
  第十九条 少数民族公民死亡后,按照其丧葬习俗土葬的,应当在规定的地点埋葬。
  第二十条 患传染病死亡的,应当将遗体消毒后火化。患鼠疫、霍乱和炭疽病死亡的,遗体必须立即消毒,就近火化。
  少数民族公民患传染病死亡实行土葬的,必须按照规定消毒、深埋。
  第二十一条 无名遗体火化后,骨灰超过一百八十日无人认领的,由殡仪馆按照无主骨灰处理。
  第二十二条 骨灰应当在殡仪馆或者经批准建设的经营性骨灰公墓、公益性墓地内安葬、存放。
  提倡采用播撒、植树葬、深埋不留坟头等方式处理骨灰。
  第二十三条 购买经营性骨灰公墓墓穴(含骨灰存放格位,下同)的,应当持殡仪馆的火化证明。公益性墓地不得对村民以外的人员提供墓穴用地。
  禁止出售寿穴。禁止炒买炒卖墓穴。
  第二十四条 严格限制墓穴占地面积和碑高。单穴占地不得超过零点八平方米,双穴占地不得超过一点二平方米,墓碑高不得超过零点八米。
  第二十五条 在经营性骨灰公墓内安葬骨灰的,应当同公墓主办单位签订骨灰安葬协议,并一次性缴纳有关费用。缴费期按年计算,最长不超过二十年。期满仍需保留的,公墓主办单位应当在期满一百八十日前通知当事人办理继续使用手续;期满不办理的,按照无主墓处理。
  第二十六条 殡葬服务单位工作人员应当遵守操作规程和职业道德,文明服务,不得利用工作之便索取财物,不得出具虚假证明。
  第二十七条 殡葬服务单位应当严格执行物价部门规定的收费标准,不得超范围、超标准收费。
  第二十八条 村(居)民委员会应当把破除丧葬陋俗,文明节俭办丧事作为村规民约、居民公约的重要内容。对违反本条例的行为应当予以制止。制止无效时,应当及时向乡(镇)人民政府、街道办事处或者区(县)民政部门报告。


第四章 法律责任


  第二十九条 违反本条例,有下列情形之一的,由民政部门分别会同建设、土地管理、工商行政管理部门责令限期改正,没收违法所得,可以并处违法所得一倍以上三倍以下罚款:
(一)未经批准擅自兴建殡葬设施的;
(二)沿街露天经营摆放花圈等殡葬用品的;
(三)制造销售封建迷信殡葬用品及棺材等土葬用品的;
(四)墓穴面积和碑高超过规定标准的;
(五)出售寿穴或者炒买炒卖墓穴的。
前款第(一)项除按照规定予以处罚外,还应当责令恢复土地原状。
  第三十条 违反本条例,在广场、学校、医院、住宅小区、城乡道路、林地搭设灵棚或者停放遗体(医院太平间除外)的,由民政部门会同有关部门责令改正,可以处五十元以上三百元以下罚款。
  第三十一条 违反本条例,擅自从事以营利为目的的遗体运送业务的,由民政部门会同交通等部门责令改正,没收违法所得,可以并处二百元以上五百元以下罚款。
  第三十二条 违反本条例,有下列行为之一的,由民政部门责令限期改正;逾期不改正的,依法予以处理:
  “(一)建立宗族墓地和宗族祠堂的;
  “(二)在公墓以外建造坟墓、树立墓碑的;
  “(三)将应当火化的遗体土葬的;
  “(四)除夫妻健在一方、高龄老人、危重病人以外建立寿穴的。”
  第三十三条 威胁、阻碍殡葬管理人员依法执行公务,扰乱殡葬服务单位工作秩序,故意毁坏殡葬设施或者侮辱、殴打殡葬工作人员,构成违反治安管理行为的,由公安机关依法给予治安管理处罚;构成犯罪的,依法追究刑事责任。
  第三十四条 殡葬服务工作人员利用工作之便索取财物、出具虚假证明,或者违反服务规范造成重大事故的,由民政部门责令改正;造成损失的,依法予以赔偿;构成犯罪的,依法追究刑事责任。
  第三十五条 民政部门及其工作人员在殡葬管理中徇私舞弊、索贿受贿、玩忽职守的,由有关部门对责任人给予行政处分;构成犯罪的,依法追究刑事责任。
  第三十六条 当事人对行政处罚决定不服的,可以依法申请行政复议或者提起行政诉讼。逾期不申请行政复议,也不提起行政诉讼,又不履行处罚决定的,由作出处罚决定的行政机关申请人民法院强制执行。

    
第五章 附 则


第三十七条 本条例自2000年1月1日起施行。